Santander CIB harnesses its teams’ expertise to provide corporate and institutional clients with customized solutions and high added value wholesale products that meet their complex needs.

The creation in 1985 of a business unit that took charge of investment and wholesale banking was the start of what we know today as Santander Corporate & Investment Banking (Santander CIB). 

Our corporate banking business, a global leader, includes Corporate Finance (capital markets and M&A), Global Debt Financing (corporate lending, structured finance, syndicate loans), Global Markets (risk management solutions, investment products, and trade execution services), Global Transaction Banking (supply chain finance, global trade, cash management), and Private Debt Mobilization (private debt, securitization). It also cooperates with the Group’s other global businesses to serve our vast customer base.

Santander CIB is key to the Group’s future. The transformation that began in 2017 with CIB continues to yield results in all our key units and regions, owing to greater cooperation between the global businesses.

Santander CIB connects the Group’s strengths, local and global scale and diversification to enhance the service we give to our corporate and institutional clients. It is also the leader in renewable energy and export financing.  

In 2023, Santander CIB’s revenue grew 17%, with an excellent return on tangible equity. Revenue and profit were up double-digit, and the cost-to-income ratio remained below the industry average. 

Santander CIB made significant headway thanks to its key growth levers: globalization of markets and businesses and expansion of its advisory services in the US.

Our priority is to continue working towards our ambition to be a world-class CIB business that our clients recognize as their go-to strategic adviser. To achieve that, we’re focusing on these three areas: