2020 has been one of the most difficult years in recent times, blighted by the coronavirus pandemic. While it hasn’t been easy, we must remain hopeful and be proud of how we are pulling through together.

Thanks to everyone, Santander has stayed strong this year. We've become more digital and more inclusive to be close to people in this time of need. We’ve also supported small and medium-sized enterprises; the people working to encourage diversity in society and getting up every day with enthusiasm despite adversity; the young men and women trying to find their way in the job market; those devoting their time to lend a helping hand; and, above all, those who have spared no effort this year to combat the global pandemic and help us all move forward.

Thank you all.