Santander Consumer USA (“SC”) and Chrysler Capital today announced several initiatives to support customers and colleagues as the spread of Coronavirus (covid-19) affects our communities.

DALLAS, TX – March 23, 2020 
What we are doing for our customers:

We are taking proactive steps to assist affected customers who are suffering financial hardship.

• Our Customer Assistance Team is providing additional customer support, including:
  - Expanded payment deferrals
  - Late charge waivers
  - Lease extensions
• We are keeping customers informed about this evolving situation in several ways.

Santander Consumer USA customers should call 888-222-4227 or log on to SantanderConsumerUSA.com for Coronavirus-related inquiries.

Chrysler Capital customers should call 855-563-5635 or log on to ChryslerCapital.com for Coronavirus-related inquiries.

What we are doing for our dealers:

• We have partnered with Fiat Chrysler Automobiles (“FCA”) to launch new incentive programs Including:
  - 90 days to first payment on select FCA models
  - 0% Annual Percentage Rate for 84 months on select 2019/2020 FCA models
• Our business continuity contingency plans have allowed credit analysts, funders and other essential staff to work remotely, limiting the impact to dealers in the event we are required to close a site.

What we are doing for our employees:

• The health and well-being of our colleagues and customers is a top priority for SC and Chrysler Capital. We are doing our part to help curb the virus spread and have instituted work from home and other dispersed work locations to support greater social distance. We also are taking additional steps to ensure a safe and healthy work environment for our colleagues including:
  - Increasing the frequency and scope of the cleaning protocols at all of our facilities
  - Eliminating non-essential travel 
• Established a Temporary Emergency Paid Leave Program that provides employees with up to 80 hours of additional paid time off to use – either continuously or intermittently, and before exhausting other paid time off – to assist with dependent care needs related to the Coronavirus
• Providing $250 a week in pay premiums for frontline customer support workers to help defray additional costs incurred while coming to work during the pandemic

“During this unprecedented time, Santander Consumer and Chrysler Capital customers, employees, dealers and partners need our support and the assurance that we will assist them in the days ahead,” said Mahesh Aditya, President and CEO of Santander Consumer USA. “We believe that we have a responsibility to take the steps we are announcing today, and we will continue to work with all our stakeholders as we face the Coronavirus together.”

The SC leadership team, along with the Santander US leadership team, continues to monitor the situation closely and is following guidance from relevant authorities, including the Centers for Disease Control and Prevention (CDC), the World Health Organization (WHO) and various state and local governments.

About Santander Consumer USA Holdings Inc.

Santander Consumer USA Holdings Inc. (NYSE: SC) ("SC") is a full-service consumer finance company focused on vehicle finance, third-party servicing and delivering superior service to our more than 2.9 million customers across the full credit spectrum. The Company, which began originating retail installment contracts in 1997, had an average managed asset portfolio of approximately $59 billion (as of December 31, 2019), and is headquartered in Dallas. (www.santanderconsumerusa.com)

About Chrysler Capital

Chrysler Capital is the full-service finance provider for FCA US LLC and its dealers. Chrysler Capital provides full-spectrum automotive finance for FCA US LLC dealers along with fleet, lease, floorplan and business lending solutions. Chrysler Capital is known for its innovative technology and dedication to helping more consumers purchase Chrysler, Dodge, FIAT®, Jeep® and Ram brand vehicles. Chrysler Capital is a registered trademark of FCA US LLC and licensed to Santander Consumer USA Inc. (www.ChryslerCapital.com)