Powered by Visa Intelligent Commerce, this milestone demonstrates secure, AI assisted transactions and establishes a scalable foundation for agentic commerce adoption across the region

Banco Santander was the world’s leading bank in renewable energy finance in 2025 by number of transactions and deal value, with 100 closed throughout the year (up 22% on 2024) and a market share of 5.58%, according to Infralogic.

Banco Santander and Mastercard today announced the successful completion of Europe’s first live end-to-end payment executed by an artificial intelligence (AI) agent, representing the first agentic payment carried out within a regulated banking framework and marking a significant milestone in the application of AI systems capable of initiating and completing transactions on behalf of customers.

Santander was recognised by Euromoney magazine as the "Best Trade Finance Bank" in Portugal, placing first in all three categories assessed: Customer Service, Products and Technology.