Banco Santander is a leading commercial bank, founded in 1857 and headquartered in Spain. The Group manages its activities under five global businesses and an operating model that enables us to leverage our unique combination of global scale and local leadership and to achieve our aim to be the best open financial services platform.

Since January 2024, Santander has been structured into these five global businesses: Retail & Commercial Banking, Digital Consumer Bank, CIB, Wealth, and Payments. It’s the final component of ONE Santander, a simpler and more efficient operating model that enables us to harness the potential of our local and global markets to grow profitably and enhance customer service. It also enables us to nurture relationships between subsidiaries by sharing strengths and technology and commercial know-how.